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Kikoff - Build Credit Quickly

Kikoff - Build Credit Quickly

Kikoff, Inc.

4.8

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If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it.

Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.*

Sign up for Kikoff Basic plan for just $5/month or Premium plan for $20/month. You’ll get a credit line reported to Equifax, Experian, and TransUnion** every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply.

How it works:
1. We lower your credit utilization with a $750 or a $2,500 tradeline.

2. You make a purchase with that tradeline (limited to Kikoff), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to Equifax, Experian, and TransUnion every month while your utilization rate stays low.

3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup.

4. We flag errors on your report. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported.

Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.

*Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022.
**Which bureaus are reported to depends upon which Kikoff products you have. Kikoff Credit Account and Secured Credit Card reports to Equifax, Experian, and TransUnion.

Detalhes da Versão


País do EditorUS
Data de Lançamento no País2021-04-16
CategoriasFinance
Países / RegiõesUS
Website do DesenvolvedorKikoff, Inc.
URL de SuporteKikoff, Inc.
Classificação do ConteúdoEveryone

Avaliação Média


79.99K+

Desagregação das Avaliações


Avaliações em Destaque


  1. Por Casey Garrison

    2024-10-03

    Versão 1.90.1067

    Hate itLevelPayment and Billing

    I signed up for the highest level membership. I've been using Kickoff for about 4 months now. Kickoff claims my credit score increased, but when I checked with the 3 credit companies, my credit hasn't actually changed. You're better off just putting money into a savings account or secured credit card. The only positive thing I can say is Kickoff helped inspire me to understand credit more. The USA credit system is really a stupid idea.

  2. Por Jamie Nicole Davenport

    2024-11-10

    Versão 1.94.1112

    Hate itLog In

    It worked great when I first tried it, but then they locked me out of my account. When I try to login with my phone number, the only option it gives me, it says it is registered to another user and to try again. I only have one number and it's on my account with them. Now they are reporting on my credit. An app that was supposed to help me repair my credit is actually making it worse. DON'T USE THIS APP IF YOU ACTUALLY HOPE TO RAISE YOUR CREDIT SCORE!!!

  3. Por ian Gardere

    2025-02-06

    Versão 1.108.1286

    Hate it

    Horrible, false, and misleading! Before getting kickoff, my credit was in the high 600's they were supposed to help better my credit, but it actually made my credit drop 100 points. Also, they never state any factual credit score and try making it seem your credit is higher than what the credit bureaus report. I was never late on any payments and it's not like other credit aid companies that actually put the money aside like a savings account, kickoff actually keeps the money for themselves!

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