
Bright - AI Debt Manager
Bright Capital Inc
4.8
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リリース詳細
発行国 | US |
国のリリース日 | 2020-06-30 |
カテゴリ | Finance |
国/地域 | US |
開発者ウェブサイト | Bright Capital Inc |
サポートURL | Bright Capital Inc |
コンテンツ評価 | 4+ |
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- Loan Offers of up to $10,000¹ with no impact on your score² to check
Multiple loan offers in minutes. Compare rates, terms, and fees from different lenders and choose the best offer for you. You can use the loan to pay off debts like your credit cards.
2. Rebuild Credit with $50(2)
Get a secured line of credit starting at $50(2) on the Bright App. Make on-time payments(2) monthly, get your payments reported to the credit agencies, and build credit.
3. Build Credit with Rent Payments
Build Credit with rent payments you already make(4). Get rewarded for paying rent on time. Get credit for up to 2 years of past rent payments.
4. Get personalized plans to repay credit card debt
The Bright App creates personalized payoff plans to repay credit card debt easily. Whether it’s for a long-due trip, a favorite car, a new house, or a happy retirement, Bright’s app guides you toward smart budgeting with your current income.
5. AI-driven Budget Plan tailored for you
6. Expert Tips to manage your money the smart way
Get access to expert finance guidance on the Bright App. Use Bright’s resources such as short articles, practical guides, and a comprehensive answer bank for all your money questions. Unlock a wealth of financial information to stay on top of your money.
7. Fast Sign-up, and 247days live chat support
Sign up on the Bright App in a few clicks.Get started with your personalized credit card debt management and credit building. 247 live customer chat support.
Access all this with the AI-powered Bright App at less than $10 per month(3)
Unlock Savings with our Exclusive Subscription Plans! Choose from different monthly plans based on your convenience:
12-Month Plan - $97 billed annually (Save 15% compared to monthly billing)
6-Month Plan - $68 billed every 6 months
3-Month Plan - $39 billed every 3 months
For any queries at any point, email us at [email protected] or call us on
+1 877-274-6494 [OPERATIONAL HOURS [Mon-Fri] - 9:30 TO 6:30 PM (CST)]
Join the community of 200,000+ satisfied customers who have experienced the benefits of the Bright App. The Bright App is rated 4.8(5) on the App Store.
(1)Personal loan offers of up to $10,000 are made through Even Financial Corp and its network of financial partners who will determine if you are eligible for a loan. Subject to credit approval and state restrictions. Not all applicants will qualify for the full loan amount, advertised rates or terms. See brightmoney.co for more information
(2)Payment history has the biggest impact on credit score accounting for 40% of how score is calculated per TransUnion (https://www.transunion.com/credit-score). Bright Builder helps you build a payment history that may positively improve your credit score. A credit score increase is not guaranteed. Individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will negatively affect your credit score. Products and services are subject to state residency and regulatory requirements. Bright Builder is currently not available in all states.
Secured line of credit with minimum deposit starting at $50. Credit Reporting to Equifax and Transunion is done by Bright Money. State Restrictions Apply. Credit score increase is not guaranteed, individual results may vary. Late payments or other defaults will have a negative impact on your credit score.
(3) Applicable when a user chooses annual or semi-annual plans
(4) Report your paid rent payments and build your credit with Bright. You can report up to 2 years of past and ongoing rent payments. Individual results may vary. Score improvement is not guaranteed. This is a paid service on top of Active Bright Membership and incurs a cost starting at $31 for up to 2 years of past reporting and $4pm for ongoing. For detailed information, please visit www.brightmoney.co/rent-reporting-policy.
(5) Based on Apple App Store store ratings as of September 2024
平均評価
154.89K+
評価の内訳
注目のレビュー
ABVALGAによる
2024-11-27
バージョン 1.49.1
NotificationsSpendingIve really enjoyed the app so far. One of the standout features is the expense tracking tool, which allows users to categorize their spending. This feature helps in identifying where money is going and highlights areas where one might consider cutting back. The ability to set financial goals is also a positive aspect, as it provides motivation and a clear path toward achieving savings targets. In terms of budgeting, the app offers customizable budget plans that can be tailored to individual needs. Users can set limits for different categories, and the app sends notifications when they’re approaching their budget limits, which can be a helpful reminder to stay on track. However, there are a few drawbacks to consider. Some users might find that the app's syncing with bank accounts can be hit or miss, leading to occasional discrepancies in the displayed balance. Additionally, while the app offers a variety of features, some advanced functionalities require a subscription, which may not be ideal for everyone. Overall, this money management app is a solid option for those looking to take control of their finances.
_sentifer_による
2023-11-06
バージョン 1.43.1
Customer ServiceDifficultHate itPayment and BillingSpendingWaitingI’m sure this app is probably good at doing whatever it does, I see many people leaving good reviews. But they messed up with me when I was gett started. I couldn’t put my credit card info since I had misplaced it a while ago and I’ve been waiting for a new one in the mail. Meanwhile, these people never told me, or asked for my permission in withdrawing funds from my personal bank account. I wanted this app to help me pay off my credit cards. But in the time I was waiting for my card in the mail, I started seeing a SEA OF WITHDRAWALS coming out of my personal account. This app started a “smart savings” which is pretty nice, except for the fact that I necer agreed to that. They will simply start taking your money and putting it in the app without your permission or knowledge. I got very upset seeing money taken out, a few dollars at a time, multiple times a day with this app. I no longer want anything to do with this app. Do not mess with people’s money and start taking it unauthorized. There’s already little trust in corporations having our personal information, and I was really pussed off to see you guys meaaing with my money. No thank you. It’s also impossible to delete your account info and even the whole profile itself. I have not found a way to do so and am trying to talk to customer service about this. Be informed before downloading this app.
SillyMongoose18による
2023-06-03
バージョン 1.39
Customer ServiceFeature RequestsHate itSpendingI have been trying since May 11, 2023 to get a refund! This app will trick you into thinking you’re just checking out the plans, but they WILL charge you and keep your money before you even decide that’s what you want to do! Not only that, but it’s very shady about these “monthly plans”. They boast a small charge of $7.41/monthly, BUT what they ACTUALLY mean is they’re going to charge you for the entire YEAR. (This is specified in a VERY FINE, LIGHTLY PRINTED print at the bottom of the page, and I was not wearing my glasses, so OF COURSE I didn’t see it.) Regardless, I wasn’t even aware that I even signed up in the first place!! I looked at the plans, but I hadn’t signed up, or so I thought! I was l charged $88 out of the blue and of course had to investigate to find out what in the world was going on!! I have been emailing their poor excuse for “customer service” since the 11th of May! And I had to send MULTIPLE emails to get anyone to respond!! And now they’re saying my issue has been resolved, because they cancelled my “membership” that I never used nor signed up for! They will not respond in regards to a refund, and I sent a third email today regarding this! It’s absolutely ridiculous! I feel completely taken advantage of! If you are going to use this app, be VERY VERY careful!! And good luck if anything happens and you need assistance! Customer service is a complete joke!
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