The stars are for ease of use, but they've started charging fees for transfers now. For a time, it was helpful because I could split my money up any way I wanted to instead of having to manually transfer my pay between accounts. Even though it's time consuming and tedious, I would rather do that than pay a fee to access my own money. I'll be getting rid of this "benefit" soon.

So far it was great. No I'm concerned that I'm not getting all of my money. Called today and the customer service rep said they're working on updates to the software / app... I'm missing close to $40. That's from two shifts. That will add up fast if this keeps going.. and I hope it doesn't so I don't have to make other calls to get this sorted out. Loved it until this. Been using the app for well over 6 months with little to no issue that wasn't resolved fast. But this is different..

Very useful for when you're strapped on cash during your pay period, but there are glaring issues The app is constantly malfunctioning in one way or another, with them miscalculating and then having to pull money from future paychecks to correct the errors. They give very late notice for all of their issues, which they send notifications for via email. The fees are kind of ridiculous for same-day transfers, but next-day is free I'm uninstalling this app, the convenience isn't worth it.