I can't begin to say how relieving it is to find a banking app that works the way as advertised, (I've tried at least 10 different apps) and actually puts forth the effort into making sure things are going the way they should. I haven't had any customer service issues, not issues with my physical or virtual card, and the app is easy to use. Not to mention how about a 10/10 on the Fraud Prevention? Mos is on it like no other. Highly recommend!

The app is great, it has really easy scholarships and makes applying to scholarships addictive. I really wish there was website access, because I don't want to write an essay on my phone and can only do it on the computer. Some of the scholarships through MOS lead you to other scholarship websites like scholarships360, but I can't manage to log in to my existing account with these other scholarship databases and it's frustrating.

Very helpful! I love it because it helps find scholarships for students more easily and doesn't require annoying sign ups for scholarships through different sites. Amazing.